Repossession figures fall in Northern Ireland

The latest NI Repossession statistics have been published by the Courts and Tribunal Service, showing a welcome fall in cases reaching court.  The report shows statistics for July – September 2014.

Decreases seen in cases received, disposed and orders made

• There were 725 cases received (writs and originating summonses issued) between July - September 2014, a 23% decrease from the same period in 2013 (941). This is the lowest volume of cases received during the July to September quarter since 2007, when 521 cases were received.
• There were 450 mortgage cases disposed of between July - September 2014, a 29% decrease from the same period in 2013 (632).
• There were 465 orders made between July - September 2014, a 31% decrease from the same period in 2013 (677).

Housing Rights Service help those facing repossession

Housing Rights Service court duty scheme assists homeowners and tenants on the day of their possession hearings.  Specialist legal advisers Maria McNally and her colleague Eamonn McLaughlin attend High Court and County Court repossession hearings.   They are in the courts to offer emergency advice and assistance to those attending and, if appropriate, accompany them to their hearing.  Last year Housing Rights Service provided representation at over 1500 court hearings, helping Northern Irish families who were facing repossession and homelessness.

Maria McNally said of the service she helps provide:
“Our service is absolutely free so whether you are concerned about falling behind with your mortgage or you already have a Court date we are here to help; it really is never too late to seek advice."

If you, or one of your clients are experiencing difficulty with mortgage or secured loan debt, you can find information on our website or call us on  0300 3230310 for advice.