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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Repossession

Homelessness Awareness Week is a week of social, educational, and awareness raising events that help highlight the issue of homelessness and to mark the continued efforts of organisations, staff, and service users working in the sector. 

This Homelessness Awareness Week we look at how Housing Rights’ multitude of services can help people in Northern Ireland who are facing homelessness or housing issues.

*Client’s names have been changed* 

 

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Repossession, Social Tenancies, Private Tenancies, Homelessness

The coronavirus pandemic has had a devastating impact on all our lives.  As well as health concerns, many have been struggling with financial issues. The option to apply for a mortgage holiday has now ended. Instead,  lenders should offer "tailored support" to any mortgage holder struggling to pay. 

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Coronavirus, Repossession

The Centre for Policy Studies, a centre-right thinktank, has recommended changes to Support for Mortgage Interest to ensure that homeowners don't face repossession as a result of job losses caused by the COVID-19 pandemic. 

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Coronavirus, Repossession

The Financial Conduct Authority (FCA) has made a number of changes which will give breathing space to people struggling with consumer debt during the lockdown. These temporary measures include assistance for people with overdrafts, credit cards, motor finance packages, payday loans and "buy now pay later" arrangements.

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Coronavirus, Regulation, Repossession, Affordability

We've asked experienced housing debt adviser, Denise Callaghan, to look at some of the most important issues facing mortgage holders impacted by the coronavirus crisis. 

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Coronavirus, Repossession, Affordability

The FCA has announced a consultation on guidance for firms on the fair treatment of vulnerable consumers. This draft guidance sets out the FCA's view of what the FCA Principles require of firms to ensure that vulnerable consumers are consistently treated fairly by financial services providers. The FCA is seeking comments on the first stage of the consultation by 4 October 2019.

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Repossession, Affordability

Welfare reform continues to have a huge impact on the housing situation of low income households in Northern Ireland.  As well as advice agencies the public often approach their constituency offices for help and support with housing issues

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Benefits, Repossession, Practical tips, Welfare Reform

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