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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Affordability

Housing Rights is seriously concerned that the potential dissolution of the Assembly could have the unintended consequence of the Executive failing to mitigate the introduction of the Social Sector Size Criteria (the so-called “bedroom tax”) in Northern Ireland.

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Benefits, Welfare Reform, Affordability

Local charity Housing Rights is urging people who are worried about paying their mortgage or rent following Christmas to contact them for free advice

Catherine Feely, Advice Services Manager with Housing Rights, commented:

“We know that many people in Northern Ireland are struggling with debt worries after Christmas and may be worried about paying their rent or mortgage. We want to let them know that free advice and assistance is available and the earlier they seek help the more options are available.”

Housing Rights Research Briefing on Affordability in the Private Rented Sector

This briefing presents the findings of available research into living in the PRS and considers: 

  • The households that currently live in the PRS 
  • The motivations for low-income households to rent privately 
  • The affordability issues private tenants face 
  • Property conditions and affordability in the PRS 

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Private Tenancies, Policy, Affordability

Homelessness Awareness Week's (HAW) aim is to highlight the issue of homelessness across Northern Ireland, and to mark the continued efforts of organisations, staff, and service users working in the sector. In recognition of this, we look at how Housing Rights recently helped Sarah, a Housing Executive tenant at risk of losing her home. This is just one example of the many ways Housing Rights works to prevent homelessness in NI. 

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Repossession, Social Tenancies, Affordability

Financial Capability week runs from 14 November to the 20th November. Its aim is to raise awareness of the importance of financial capability.

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Money Matters, Practical tips, Affordability

During the summer, the Department for Finance ran a consultation into arrangements for rates collection in rented properties. A report has now been issued summarising the views of the various respondents and plotting a way forward for this issue.

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Private Tenancies, Affordability, Landlord

Northern Ireland has seen home ownership fall from 73% at its peak in 2006, to 63% now. A think tank from the Resolution Foundation used data from the Office for National Statistics' Labour Force Survey (LFS) to look at home ownership in the UK. 

They found that Northern Ireland has seen the biggest fall in home ownership in the UK.

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Money Matters, Research, Private Tenancies, Affordability

Stephen’s client, Esther, is a Housing Executive tenant who had previously fallen into rent arrears.  Esther said she’d been too embarrassed to talk to someone when she first fell into arrears and hadn’t gone to court when the Housing Executive had applied for a possession order.  In her absence, the judge granted a Possession Order with a stay.  This meant that Esther could continue to live in her home as long as she kept to the terms of the order, which were made by the judge in court.  Thi

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Benefits, Social Tenancies, Practical tips, Affordability, Adviser

Response to a Review of Rate Liability in the Domestic Rental Sector

Housing Rights’ key concerns with the current system for domestic rates liability are in relation to affordability and transparency. 

Both these concerns are discussed in this response., along with specific comment on the proposals put forward by the Department in the consultation paper. 

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Regulation, Affordability, Legal

The Council for Mortgage Lenders (CML), with the support of Housing Rights,  hosted a conference “The mortgage market in Northern Ireland” in Belfast on the 24 May 2016.

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Repossession, Policy, Affordability

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