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When everyone has a home

028 9024 5640: Housing & Debt Helpline for Northern Ireland

Affordability

January is traditionally a busy time of year for our debt services and this year looks to be no different.  We're keen to encourage any one who is having difficulties paying their mortgage to speak to our mortgage debt advisers and to start taking action to save their homes.  

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Repossession, Affordability

The Department for Work and Pensions has published a report evaluating the impact of the removal of the spare room subsidy or, in common terms, the implementation of the bedroom tax.   The research, carried out by Ipsos MORI and the Cambridge Centre for Housing and Planning Research, has been carried out over a two year period.

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Benefits, Outside NI, Welfare Reform, Affordability

Research from the Irish League of Credit Unions shows that over 270,000 people in Northern Ireland have used moneylenders or payday loans while a further 193,000 people would consider using these services.

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Money Matters, Affordability

At Housing Rights we feel that everyone should have access to specialist housing advice regardless of where they live in NI. Although our office is in Belfast, our services are available to people throughout Northern Ireland.  We also work with 24 agencies across NI to provide guidance, support and assistance on housing cases as part of our Community Housing Advice Partnership.

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Benefits, Practical tips, Affordability, Adviser

The impact on child health as a result of fuel poverty was the subject of a recent seminar held in Belfast. Housing Rights is well used to dealing with enquiries about problems with heating systems, lack of sufficient heating and financial issues relating to the cost of heating a home. In many cases this can have a knock-on effect on the condition of the home such as dampness and condensation. But, an impact that is often hidden is the effect a cold home can have on children.

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Fitness, Money Matters, Affordability

Saturday 10th October is World Homeless Day.  Homelessness affects many people in Northern Ireland, including people who are no longer able to live in homes they own due to money problems.

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Repossession, Homelessness, Affordability

Our Adviser recently helped a worried mechanic who was struggling with rates payments and facing legal action.

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Practical tips, Affordability, Adviser

There are a number of schemes available to help people who are living with fuel poverty.  It’s important to apply quickly if you are interested in these schemes as the funding can run out quite quickly if there are large demands on the grants.

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Private Tenancies, Practical tips, Affordability

Rumours abound that interest rates will rise in the near future and this has led to a remortgaging scurry.  Meanwhile, older borrowers may have difficulties finding affordable long term deals. 

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Money Matters, Regulation, Affordability

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