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Money Matters

Elements of Universal Credit will pose significant challenges for claimants, advisers and landlords. Housing Rights has particular concerns about how Universal Credit deals with changes of circumstance, particularly in respect of tenants who move home during an assessment period. Changes of circumstances are backdated to the beginning of the assessment period in which the change happened.

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Benefits, Money Matters, Welfare Reform, Policy, Affordability

The House of Lords Select Committee on Financial Exclusion has just published their report, “Tackling financial exclusion: A country that works for everyone?”

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Money Matters, Outside NI, Equality, Affordability

Housing Rights Consultation Response on Reforming the Rating System

Housing Rights notes that several aspects of our response to the previous ‘Review of Rate Liability in the Domestic Rental Sector’ have not been incorporated in the draft proposals. The specific issues raised, which largely relate to rates liability in the rental sector as well as rates recovery, are significant concerns for those who contact our advice service for assistance. It is with disappointment, therefore, that we note that none of these points have been progressed to the proposals contained in the current paper.

The substance of this response therefore contains specific comments on particular proposals contained in the ‘Rates Rethink’ paper, as well as reiterating points made in relation to the previous review of rate liability in the domestic rental sector, which the current proposals are silent on.

 

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Money Matters, Regulation, Policy

New research by Bristol University has investigated the UK poverty premium – when low-income households pay more for essential goods and services compared to those on higher incomes. 

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Money Matters, Research, Affordability

Financial Capability week runs from 14 November to the 20th November. Its aim is to raise awareness of the importance of financial capability.

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Money Matters, Practical tips, Affordability

Housing Rights Responds on House of Lords Select Committee on Financial Exclusion:

In the course of our work, we regularly advise and represent clients who are financially excluded. In our experience, financial exclusion is a significant concern in Northern Ireland, and the patterns of this exclusion are often distinct from the rest of the United Kingdom.  Housing Rights is therefore grateful for the opportunity to offer some comments on several topics highlighted in the Select Committee’s call for evidence.

 

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Money Matters, Welfare Reform, Policy

Recent research reports by the Chartered Institute of Housing and the Fabian Society have pointed to growing affordability concerns in the private rented sector, caused by changes and cuts to Housing Benefit.

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Benefits, Money Matters, Private Tenancies

The Housing Benefit (Abolition of the Family Premium and date of claim) (Amendment) Regulations (NI) 2016 will reduce the backdating period for Housing Benefit claims from six months to one month and will remove the family premium for new claimants. These changes come into effect on 5th September 2016.

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Benefits, Money Matters, Welfare Reform, Legal

Housing Rights has just produced a new Professional Resource on Welfare Reform and Housing. This timely publication should prove to be essential reading for anyone giving advice to clients on the impact of the welfare reform measures.

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Money Matters, Regulation, Welfare Reform

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