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When everyone has a home

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Benefits

The benefits cap is to be introduced to Northern Ireland from 31st May, 2016.

What is the benefits cap?

The cap is contained in the Welfare Reform (Northern Ireland) Order 2015, and places a limit on the total amount of benefits working-age households can receive. Benefits which count towards the calculation of the cap are:

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Benefits, Money Matters, Welfare Reform

Faith, an adviser with our Community Housing Advice Partnership, recently helped to have a young mother’s housing benefit payments reinstated.  The Community Housing Advice Partnership offers a support service to partner agencies who work in the voluntary sector and need expert advice to deal with complex housing cases.

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Benefits, Minority Groups, Practical tips, Adviser

Support for Mortgage Interest (‘SMI’) is a payment available to people receiving Income Support; income-based Jobseekers’ Allowance; income-based Employment & Support Allowance; and Pension Credit. These payments are vital in allowing low-income households to maintain their mortgage repayments and sustain their homes. 

The next few years will see several changes to the SMI scheme, specifically:

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Benefits, Repossession, Homelessness, Legal

Joint response to SSAC consultation on The Housing Benefit and State Pension Credit (Temporary Absence) (Amendment) Regulations 2016

Housing Rights and Law Centre (NI) have submitted a response to the Social Security Advisory Committee’s consultation on the Department for Work and Pensions’ proposed changes to Housing Benefit and Pension Credit, concerning temporary absences from Great Britain.

Although these Regulations initially refer to Great Britain only, it is expected that similar policies will be introduced in Northern Ireland, to ensure parity.

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Benefits, Welfare Reform, Policy

Professor Eileen Evason’s working group has published its report on how Welfare Reform should be mitigated by the NI Executive. The group’s recommendations include the full mitigation of the “bedroom tax”, and the mitigation of the household benefits cap, for an initial period of 4 years.

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Benefits, Money Matters, Social Tenancies, Welfare Reform, Policy

The Department for Work and Pensions has published a report evaluating the impact of the removal of the spare room subsidy or, in common terms, the implementation of the bedroom tax.   The research, carried out by Ipsos MORI and the Cambridge Centre for Housing and Planning Research, has been carried out over a two year period.

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Benefits, Outside NI, Welfare Reform, Affordability

At Housing Rights we feel that everyone should have access to specialist housing advice regardless of where they live in NI. Although our office is in Belfast, our services are available to people throughout Northern Ireland.  We also work with 24 agencies across NI to provide guidance, support and assistance on housing cases as part of our Community Housing Advice Partnership.

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Benefits, Practical tips, Affordability, Adviser

Carmel Ferguson, Housing Rights solicitor, looks at the case of Samuels v Birmingham City Council, in which a homeless applicant challenged the local authority's decision that she was intentionally homeless because she had been evicted from a previous property due to rent arrears.  The original decision maker had felt that Ms Samuels's rent was affordable when compared with her income.

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Benefits, Homelessness, Case law, Legal

The Northern Ireland Executive has agreed to allocate a total of £585million from Executive funds over four years to mitigate the impacts of welfare reform.  Eileen Evason, Emeritus Professor in social administration at the University of Ulster, will chair a working group which will develop proposals on how best to use these additional resources. 

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Benefits, Welfare Reform, Policy, NI Assembly

The 2015 Summer Budget contained proposals to reduce the time frame for backdating payments from six months to just four weeks and to cut the family premium from housing benefit in order to bring housing benefit in line with universal credit.  

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Benefits, Outside NI, Welfare Reform

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