Towards Financial Inclusion, the expansion of credit union financial services for low-income households

We have become increasingly aware of the large extent of high-cost, sub-prime lending in Northern Ireland and of the disproportionate effects such lending can have on low-income households. With this in mind, research was commissioned into the way in which NI Credit Unions currently serve low-income households and into their potential to expand their outreach within the low-income market in the future.